/* ─── PENNY PINCHER · ARTICLE ───────────────────────── */
:root {
  --bg: #fbfaf7;
  --bg-accent: #f5f2eb;
  --surface: #ffffff;
  --surface-2: #faf8f3;
  --border: rgba(15, 23, 42, 0.08);
  --border-strong: rgba(15, 23, 42, 0.16);
  --text: #0f172a;
  --text-muted: #475569;
  --text-subtle: #94a3b8;
  --primary: #2563eb;
  --primary-hover: #1d4ed8;
  --primary-fg: #ffffff;
  --accent: #0f172a;
  --gold: #b88a2c;
  --gold-soft: #fdf6e3;
  --success: #047857;
  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 20px;
  --radius-pill: 999px;
  --shadow-sm: 0 1px 2px rgba(15,23,42,.04);
  --shadow: 0 1px 2px rgba(15,23,42,.04), 0 6px 22px rgba(15,23,42,.07);
  --shadow-lg: 0 1px 2px rgba(15,23,42,.04), 0 18px 50px rgba(15,23,42,.14);
  --ring: 0 0 0 4px color-mix(in srgb, var(--primary) 22%, transparent);
  --ease: cubic-bezier(.32,.72,0,1);
  --font-sans: 'Inter', ui-sans-serif, system-ui, -apple-system, 'Segoe UI', sans-serif;
  --font-serif: 'Fraunces', 'Iowan Old Style', 'Times New Roman', serif;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font: 17px/1.65 var(--font-sans);
  color: var(--text);
  background: var(--bg);
  background-image:
    radial-gradient(1200px 600px at 80% -200px, rgba(37,99,235,.06), transparent 60%),
    radial-gradient(900px 500px at -100px 400px, rgba(184,138,44,.05), transparent 60%);
  -webkit-font-smoothing: antialiased;
  letter-spacing: -0.005em;
}
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }

/* ─── HEADER ─── */
.site-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 28px;
  max-width: 1180px; margin: 0 auto;
  border-bottom: 1px solid var(--border);
  background: rgba(255,255,255,.65);
  backdrop-filter: blur(8px);
  position: sticky; top: 0; z-index: 50;
}
.brand { display:flex; align-items:center; gap:10px; color: var(--text); font-weight: 700; letter-spacing: -.01em; }
.brand:hover { text-decoration: none; }
.brand img { width: 30px; height: 30px; border-radius: 7px; }
.header-meta { display:flex; align-items:center; gap:8px; font-size: 13px; color: var(--text-muted); font-weight: 500; }
.header-meta .dot {
  width:8px; height:8px; border-radius:999px; background: var(--success);
  box-shadow: 0 0 0 4px color-mix(in srgb, var(--success) 18%, transparent);
}
@media (max-width: 640px) {
  .header-meta { font-size: 11.5px; }
  .brand span { display: none; }
  .site-header { padding: 14px 18px; }
}

/* ─── ARTICLE FRAME ─── */
.article { max-width: 760px; margin: 0 auto; padding: 48px 24px 80px; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 12px; font-weight: 600; letter-spacing: .14em;
  text-transform: uppercase; color: var(--gold);
  padding: 8px 14px; border-radius: var(--radius-pill);
  background: var(--gold-soft);
  border: 1px solid color-mix(in srgb, var(--gold) 22%, transparent);
  margin-bottom: 24px;
}
.title {
  font-family: var(--font-serif); font-weight: 600;
  font-size: clamp(34px, 5.2vw, 56px);
  line-height: 1.04; letter-spacing: -0.025em;
  margin: 0 0 22px; color: var(--text);
}
.deck {
  font-size: clamp(17px, 1.9vw, 20px);
  line-height: 1.55; color: var(--text-muted);
  margin: 0 0 32px; font-weight: 400;
}
.deck strong { color: var(--text); font-weight: 700; }
.byline {
  display:flex; align-items:center; gap:14px;
  padding: 16px 0 32px; border-bottom: 1px solid var(--border); margin-bottom: 40px;
}
.avatar {
  width: 44px; height: 44px; border-radius: 999px;
  background: linear-gradient(135deg, var(--accent), #334155);
  color: white; font-weight: 700; font-size: 14px;
  display: flex; align-items: center; justify-content: center;
}
.byline-text { font-size: 14px; line-height: 1.4; }
.byline-text .muted { color: var(--text-muted); font-size: 13px; }

.post p { font-size: 17px; line-height: 1.72; margin: 0 0 20px; color: #1e293b; }
.post p strong { color: var(--text); }
.post p em { font-style: italic; color: var(--text); }

.h2 {
  font-family: var(--font-serif); font-weight: 600;
  font-size: clamp(26px, 3.2vw, 34px);
  letter-spacing: -0.02em; margin: 56px 0 18px; line-height: 1.2;
}
.h2-tag {
  display: inline-block;
  font-family: var(--font-sans); font-size: 11px; font-weight: 700;
  letter-spacing: .1em; text-transform: uppercase;
  color: var(--gold); background: var(--gold-soft);
  border: 1px solid color-mix(in srgb, var(--gold) 28%, transparent);
  padding: 4px 10px; border-radius: 999px;
  vertical-align: middle; margin-left: 10px; position: relative; top: -4px;
}

/* ─── TOP PICK HERO ─── */
.top-pick {
  position: relative; margin: 16px 0 56px;
  background: linear-gradient(180deg, #ffffff 0%, var(--surface-2) 100%);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}
.top-pick::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(600px 200px at 100% 0%, rgba(37,99,235,.10), transparent 60%),
    radial-gradient(400px 200px at 0% 100%, rgba(184,138,44,.08), transparent 60%);
  pointer-events: none;
}
.top-pick-ribbon {
  position: absolute; top: 18px; left: 18px; z-index: 2;
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--accent); color: white;
  font-size: 11.5px; font-weight: 700;
  padding: 7px 12px; border-radius: 999px;
  letter-spacing: .06em; text-transform: uppercase;
  box-shadow: 0 4px 14px rgba(15,23,42,.25);
}
.top-pick-ribbon svg { color: var(--gold); }
.top-pick-inner {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1fr 220px; gap: 36px;
  padding: 56px 36px 32px;
}
.top-pick-inner-solo { grid-template-columns: 1fr; }
@media (max-width: 720px) {
  .top-pick-inner { grid-template-columns: 1fr; gap: 24px; padding: 56px 24px 28px; }
}
.top-pick-kicker {
  font-size: 12px; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; color: var(--gold); margin-bottom: 8px;
}
.top-pick-logo {
  margin-bottom: 14px; min-height: 0;
  display: flex; align-items: center;
}
.top-pick-logo:empty { display: none; }
.top-pick-logo img { max-height: 44px; max-width: 180px; width: auto; height: auto; object-fit: contain; }
.top-pick-logo .logo-fallback {
  font-family: var(--font-serif);
  font-size: 22px; font-weight: 700;
  color: var(--accent);
  letter-spacing: -.01em;
}
.top-pick-name {
  font-family: var(--font-serif);
  font-size: clamp(22px, 2.8vw, 28px);
  font-weight: 600; letter-spacing: -.02em;
  margin: 0 0 14px; line-height: 1.18;
}
.top-pick-desc {
  font-size: 16px; color: var(--text-muted); line-height: 1.6;
  margin: 0 0 22px;
}
.top-pick-desc p { margin: 0 0 10px; font-size: 16px; color: var(--text-muted); line-height: 1.6; }
.top-pick-desc p:last-child { margin-bottom: 0; }
.top-pick-desc ul, .top-pick-desc ol { margin: 8px 0 12px; padding-left: 20px; }
.top-pick-desc li { margin-bottom: 4px; }
.top-pick-desc strong, .top-pick-desc b { color: var(--text); font-weight: 700; }
.top-pick-desc a { color: var(--primary); text-decoration: underline; }

.top-pick-stats {
  display: grid; grid-template-columns: 1fr 1fr; gap: 10px;
  align-content: start;
}
.stat {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 14px 12px; text-align: center;
}
.stat-num {
  font-family: var(--font-serif);
  font-size: 22px; font-weight: 700; color: var(--text);
  line-height: 1; letter-spacing: -.02em;
}
.stat-lbl {
  font-size: 11px; color: var(--text-muted);
  text-transform: uppercase; letter-spacing: .08em;
  margin-top: 6px; font-weight: 600;
}
.top-pick-bottom { margin-top: 56px; }
.micro-trust {
  display: flex; align-items: center; gap: 8px; flex-wrap: wrap;
  font-size: 12.5px; color: var(--text-muted); margin-top: 14px;
}
.micro-trust span { display: inline-flex; align-items: center; gap: 5px; }
.micro-trust svg { color: var(--success); }

/* ─── BUTTONS ─── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--font-sans); font-weight: 600; font-size: 16px;
  padding: 14px 24px; border-radius: var(--radius);
  border: 1px solid transparent; cursor: pointer; text-decoration: none;
  transition: transform 160ms var(--ease), box-shadow 160ms var(--ease), background 160ms var(--ease);
  letter-spacing: -.005em;
}
.btn:hover { text-decoration: none; }
.btn:focus-visible { outline: none; box-shadow: var(--ring); }
.btn-primary {
  background: linear-gradient(180deg, color-mix(in srgb, var(--primary) 95%, white) 0%, var(--primary) 100%);
  color: var(--primary-fg);
  box-shadow: 0 1px 0 rgba(255,255,255,.25) inset, 0 1px 2px rgba(15,23,42,.1), 0 6px 18px rgba(37,99,235,.32);
}
.btn-primary:hover {
  background: linear-gradient(180deg, var(--primary) 0%, var(--primary-hover) 100%);
  transform: translateY(-1px);
  box-shadow: 0 1px 0 rgba(255,255,255,.25) inset, 0 2px 4px rgba(15,23,42,.12), 0 10px 28px rgba(37,99,235,.4);
}
.btn-primary:active { transform: translateY(0); }
.btn-xl {
  font-size: 17px; padding: 18px 28px;
  width: 100%; max-width: 440px;
  border-radius: 14px;
}

/* ─── TOC ─── */
.toc {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 22px 24px;
  margin: 36px 0 48px; box-shadow: var(--shadow-sm);
}
.toc-title {
  font-size: 12px; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; color: var(--text-subtle); margin-bottom: 12px;
}
.toc ol { margin: 0; padding-left: 22px; }
.toc li {
  font-size: 16px; line-height: 1.5; margin: 6px 0; color: var(--text);
  display: flex; align-items: center; flex-wrap: wrap; gap: 10px; padding-left: 4px;
}
.toc li::marker { color: var(--text-subtle); font-weight: 600; }
.toc a { color: var(--text); font-weight: 500; }
.toc a:hover { color: var(--primary); text-decoration: none; }
.toc-tag {
  font-size: 10.5px; font-weight: 700; letter-spacing: .08em;
  text-transform: uppercase; color: var(--gold);
  background: var(--gold-soft); padding: 3px 8px; border-radius: 999px;
}

/* ─── OPTION SECTION ─── */
.opt { scroll-margin-top: 80px; position: relative; }
.opt-num {
  font-family: var(--font-serif);
  font-size: 14px; font-weight: 700; letter-spacing: .12em;
  color: var(--text-subtle); margin-top: 48px;
  padding-top: 32px; border-top: 1px solid var(--border);
}
.opt .h2 { margin-top: 12px; }

/* ─── DYNAMIC PARTNER CARD ─── */
.partner-slot { margin: 28px 0 16px; }
.partner-card {
  background: var(--surface);
  border: 1.5px solid var(--border-strong);
  border-radius: var(--radius-lg);
  padding: 26px 28px 24px;
  box-shadow: var(--shadow);
  position: relative;
  transition: transform 200ms var(--ease), box-shadow 200ms var(--ease), border-color 200ms var(--ease);
}
.partner-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  border-color: color-mix(in srgb, var(--primary) 30%, var(--border-strong));
}
.partner-recommended-tag {
  position: absolute; top: -10px; left: 22px;
  background: var(--accent); color: white;
  font-size: 10.5px; font-weight: 700; letter-spacing: .08em;
  text-transform: uppercase;
  padding: 4px 10px; border-radius: 999px;
  display: inline-flex; align-items: center; gap: 5px;
  box-shadow: 0 4px 12px rgba(15,23,42,.18);
}
.partner-recommended-tag svg { color: var(--gold); }
.partner-head {
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px; flex-wrap: wrap; margin-bottom: 14px;
}
.partner-logo {
  display: inline-flex; align-items: center;
  min-height: 44px;
}
.partner-logo img {
  max-height: 40px; max-width: 200px;
  width: auto; height: auto; object-fit: contain;
}
.partner-logo .logo-fallback {
  font-family: var(--font-serif);
  font-size: 22px; font-weight: 700;
  color: var(--accent); letter-spacing: -.01em;
  padding: 8px 14px;
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: 10px; line-height: 1;
}
.partner-rating {
  display: flex; flex-direction: column; align-items: flex-end;
  font-size: 13px; line-height: 1.3;
}
.partner-rating .stars { color: var(--gold); font-size: 16px; letter-spacing: 1px; line-height: 1; }
.partner-rating .rating-num { font-weight: 700; color: var(--text); font-size: 14px; margin-top: 2px; }
.partner-rating .rating-src { font-size: 11.5px; color: var(--text-muted); }

.partner-headline {
  font-family: var(--font-serif); font-weight: 600;
  font-size: 22px; line-height: 1.22; letter-spacing: -.015em;
  margin: 0 0 12px; color: var(--text);
}
.partner-pitch {
  font-size: 15.5px; line-height: 1.6;
  color: var(--text); margin: 0 0 20px;
  padding: 16px 18px;
  background: var(--surface-2);
  border-left: 3px solid var(--gold);
  border-radius: 8px;
}
.partner-pitch p { margin: 0 0 8px; font-size: 15.5px; line-height: 1.6; color: var(--text); }
.partner-pitch p:last-child { margin-bottom: 0; }
.partner-pitch ul, .partner-pitch ol { margin: 6px 0 0; padding-left: 20px; }
.partner-pitch li { margin-bottom: 4px; }
.partner-pitch strong, .partner-pitch b { color: var(--text); font-weight: 700; }
.partner-pitch a { color: var(--primary); text-decoration: underline; }

.partner-foot {
  display: flex; align-items: center; justify-content: center; gap: 10px;
  font-size: 13px; color: var(--text-muted); margin-top: 14px;
  font-weight: 500; flex-wrap: wrap; text-align: center;
}
.partner-card .btn-xl { display: flex; margin: 0 auto; }

/* ─── SKELETON ─── */
@keyframes shimmer {
  0%   { background-position: -200px 0; }
  100% { background-position: calc(200px + 100%) 0; }
}
.partner-card-skel { border-style: dashed; border-color: var(--border); box-shadow: none; }
.partner-card-skel:hover { transform: none; border-color: var(--border); box-shadow: none; }
.partner-skel-head, .partner-skel-line, .partner-skel-btn {
  background: linear-gradient(90deg, #eee, #f6f6f3 50%, #eee);
  background-size: 200px 100%;
  border-radius: 8px;
  animation: shimmer 1.4s linear infinite;
}
.partner-skel-head { height: 34px; width: 60%; margin-bottom: 18px; }
.partner-skel-line { height: 14px; margin-bottom: 10px; }
.partner-skel-line.short { width: 80%; }
.partner-skel-btn { height: 52px; width: 100%; max-width: 440px; margin: 18px auto 0; }

.skeleton-line {
  height: 14px; margin: 0 0 10px;
  background: linear-gradient(90deg, #eee, #f6f6f3 50%, #eee);
  background-size: 200px 100%;
  border-radius: 6px;
  animation: shimmer 1.4s linear infinite;
}
.skeleton-line.short { width: 70%; }

/* ─── CHOOSER ─── */
.chooser {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); overflow: hidden;
  margin: 24px 0 36px; box-shadow: var(--shadow-sm);
}
.chooser-row {
  display: grid; grid-template-columns: 1fr auto; gap: 16px;
  padding: 16px 20px; border-bottom: 1px solid var(--border);
  align-items: center;
}
.chooser-row:last-child { border-bottom: none; }
.chooser-q { font-size: 15px; color: var(--text-muted); font-weight: 500; }
.chooser-a { font-size: 15px; color: var(--text); font-weight: 700; text-align: right; white-space: nowrap; }
@media (max-width: 600px) {
  .chooser-row { grid-template-columns: 1fr; gap: 4px; }
  .chooser-a { text-align: left; color: var(--primary); }
}

/* ─── FAQ ─── */
.faq {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); margin: 10px 0;
  padding: 0 20px; box-shadow: var(--shadow-sm);
  transition: background 160ms var(--ease);
}
.faq[open] { background: var(--surface-2); }
.faq summary {
  cursor: pointer; font-weight: 600; font-size: 16px;
  padding: 18px 0; list-style: none;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: '+'; font-size: 22px; font-weight: 400;
  color: var(--text-subtle);
  transition: transform 200ms var(--ease); line-height: 1;
}
.faq[open] summary::after { content: '–'; }
.faq p { padding: 0 0 18px; margin: 0; color: var(--text-muted); font-size: 15.5px; }

/* ─── DISCLOSURE ─── */
.disclosure {
  margin-top: 40px; padding: 18px 20px;
  background: var(--surface-2); border-radius: var(--radius);
  font-size: 12.5px; color: var(--text-muted); line-height: 1.55;
}

/* ─── FOOTER ─── */
.site-footer {
  border-top: 1px solid var(--border);
  background: var(--surface);
  padding: 28px 24px; margin-top: 60px;
}
.foot-row {
  max-width: 1180px; margin: 0 auto;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  font-size: 13px; color: var(--text-muted);
}

@media (max-width: 640px) {
  .article { padding: 28px 18px 60px; }
  .partner-card { padding: 22px 18px; }
  .partner-head { gap: 10px; }
  .partner-rating { align-items: flex-start; flex-direction: row; flex-wrap: wrap; gap: 6px 10px; }
  .top-pick-inner { padding: 56px 20px 24px; }
  .opt-num { margin-top: 32px; }
  .partner-recommended-tag { left: 14px; }
}